If you are in the market to refinance your mortgage, then you know that you will have to pay a certain number of fees as a part of the process. But how do you know whether you are overpaying without comparing the fine print of different loan packages? Well, here's a range of fees that were common across the United States in 2005:

Application Fee: $75-$300
Survey Costs: $125-$400
Appraisal Fee: $150-$400
Hazard Insurance: $300-$600
Lender's Attorney: $75-$200
Title Search and Insurance: $450-$600
Home Inspection Fee: $175-350
Loan Origination Fee: 1% of loan total
Mortgage Insurance: 0.5%-1.0% of loan
Points: 0%-3%.

If you have decided to refinance your mortgage, remember to compare different web sites to find the best terms and conditions for you. And don't forget to shop locally. Your home town bank may have better rates than you can find on the Internet.